Here are a few tips on how to avoid stop foreclosure “help” scams:

Don’t sign any documents or papers, EVER – have your or an attorney review them first.

2. Beware of any contract of sale or loan assumption of your home, where you are not formally released from the loan (which means you receive documentation from YOUR mortgage lender) and from liability for your mortgage loan.

3. Always, always Check with your or an attorney and / or your mortgage lender before entering into a “deal” that involves your home.

4. If you’re selling your house yourself to avoid foreclosure, go through the normal, proper channels, using an attorney, etc. Don’t let anyone talk you into some kind of process that “will save you money” on closing costs, etc.

If you suspect you have been approached by a Stop Foreclosure Scam Artist, you can contact your State’s Attorney General, the State Real Estate Commission, or the local District Attorney’s Consumer Fraud Unit to check out the person or the “agency” to see if they have been reported. Alternatively, you can report these scam artists too.

Beware – Be Aware!

Below are a few websites that can help you learn about the foreclosure process; and get you connected with a local non-profit stop foreclosure counselor:

Visit: Tips for Avoiding Foreclosure, by HUD -[click here]

HUD also offers a FREE Avoid Foreclosure Report:

Avoid Foreclosure -Free Report By HUD – [Click Here]

Visit: Federal Reserve Bank Foreclosure Resources for Consumers – [Click Here]

An excellent resource that provides information and links to agencies and organizations that may be able to help you to stop foreclosure.

If you are having difficulty making your mortgage payment or feel you may be facing foreclsoure, one of the most important things you can do is seek assistance. Please don’t hesitate to use any of the resources above.

Stop Foreclosure Help

Use Government Agencies for Stop Foreclosure Help.

Use a Bona-fide Non-Profit Housing Or Credit Counseling Agency to help you stop foreclosure.

You can find list of HUD-approved counseling agencies [click here] that may help you with your financial situation.

They can also help you find non-profit local services or programs that could provide you with financial or legal aid.

You can also read a Free eBook by HUD on How to Avoid Foreclosure [click here]

Another free government resource is through the Federal Reserve Bank:

FRB: Foreclosure Resources for Consumers [click here]

They list several free resources for stop foreclosure help.

Please be aware that there are several options for you to stop foreclosure. There are hundreds of free websites that give you stop foreclosure tips. In addition there are government websites that can help you learn about how to stop foreclosure fast.

Your first step is to learn what your state laws are in regards to home foreclosure. To learn the state laws you can visit:

United States Foreclosure Laws

There are government agencies that you may qualify for, for help in stopping foreclosure. You can view several sources if you visit:

Federal Reserve Foreclosure Resources For Consumers

If you would like expert help to stop foreclosure fast, you should make sure you choose a reputable foreclosure expert with credentials. If you wish to use a local expert, it would be best to use one that has been referred to you by someone you trust.

Whatever you do, please do something! If you KNOW you could lose your home to foreclosure, the sooner you begin the process to Stop Foreclosure, the better.